No, I am not, I don't even have a Paypal account because I personally don't trust them. But even 5% is too much, Paypal takes about 2% without the _mandatory_ goodie stuff for subscribers. Furthermore, Patreon actually takes 10% because of "5% transaction fees" plus their 5% share - following your logic, you must be a Patreon employee...

It's better to send donations via SWIFT anyway but most Americans here can use Paypal a lot easier right now instead of waiting for a never coming Patreon campaign or complicated wire transfers with high fees.