I'm biking toward an intersection. I see a pedestrian moving into the street from 30 yards out. They're looking down at their phone. I see them the entire time. I know they don't see me. There's no chance we're going to collide, because I see exactly what they're doing and have been tracking them as I approach the intersection. At the last second, as I pass by them, they become aware of my presence and jump back, surprised.
How do you think they tell that story?
I'm sure it has something to do with the maniac cyclist who almost hit them.