Pretty well hedged? Is that supposed to be easy for the average person? This just one of the many reasons Bitcoin isn't taken seriously for widespread adoption.
I think in the future instead of having a accountant/lawyer assisting with private/offshore banking, you will have a crypto security consultant showing you the best way to secure your own funds.
I think you're drinking a little too much from the kool-aid faucet. You're still going to need an accountant and lawyer, because you do live in the real, physical world.