Yes, that's true. But as the poster above already said some things are simply not safe to do. If I wanted to warehouse explosives, I wouldn't be allowed to do it near a populated area, I'd have to put my warehouse far away from populates areas. But absent that prohibition, let's say I found a cheap space in town, and so I loaded it up with tons of explosive material. Then a homeless fellow breaks in one night and manages to start a fire, burns the place. He survives, but the explosives were set off and half the town blew up. You'd think it's okay if I shrugged my shoulders and pointed at the homeless fellow?
Credit reporting bureaus have free reign to screw up here because there's no oversight like the BATFE and no reasonable way for them to be sued into oblivion when they screw up so badly as Equifax has clearly done here.
>Credit bureaux facilitate comprehensible risk management,
How anyone can trust Equifax to do anything anymore is beyond me. There is still no corrective force here to cause these companies to become competent with data security. This is a farce.