Can we finally regulate the crap out of these companies? I mean, for one, why on earth do I not get constant, real time access to my credit report, for free? It's data about me; there's no reason I should ever have to pay to access it.
I've never understood how people say it's hard to copy a website and expect fake ones to look crappy and full of typos. You can just type a simple command or use your browser to copy a login page so it looks exactly the same.