Hacker News Reader

I applaud your sense of fairness -- wanting to pay the hotel for the chargeback.

But on the plus side, maybe it will motivate the hotel to implement a more secure payment system?

In addition to fairness, I also don't want to get on some anti-fraud black list, because it might look to them like I used their services and then avoided fully paying for them. And they have all my identity information (passport number, etc). It's a convenient hotel in which I may need to stay again in future, and I don't want to look like a fraudster in their CRM system.

Can a consumer even initiate a partial chargeback on their card without the original merchant being involved? I don't think they can, so you probably have nothing to worry about as far as fraud lists or something.

edit: Didn't see other reply

Reply on news.ycombinator.com