Some of the comments -
>> Edit - Moving to 3 from 1 as Google replied stating the official launch has yet to happen and the engineers are working on it. Just wondering why they made it go live publically prior actual launch. I wouldn't complain if they named it beta to begin with. Hopefully, after launch the backend will be straightened up and the app will work as expected. Crossing fingers. Unable to add bank, I just lost ₹1.5 multiple times by the app sending SMS for verification/addition of bank. Why did you pick this way of adding banks to the app when it could have been done differently?
>> Charges Rs. 5 during SMS verification. But can't even fetch bank accounts. #1 useless app for payments. Good luck if you still want to try and waste money unnecessarily
(AIUI there's a bunch of overregulation over online stuff that most online payments things don't gel well with. But I don't know enough about this, just have been bitten by it enough times)
[0]: https://techcrunch.com/2017/09/17/google-debuts-tez-a-mobile...
[1]: https://www.blog.google/topics/google-asia/introducing-tez/
[2]: https://india.googleblog.com/2017/09/introducing-tez-mobile-...
I then dig into the comments and there are a massive number of negative comments. I am not sure what is happening here but the rating seems artificially inflated. It shows that there are only 9 1-stars and yet in comments there are way more 1-stars. Really sad to see this sort of gaming at the play store level.
Many possible explanations: different caching, some of the 1 star comments were by people who didn't use the app, bots, etc.