Hacker News Reader

Comment by myrandomcomment | Hacker News Reader

Okay, blocked of time to freeze my credit on Monday.

The pin code they will give you to unlock it is the date/time stamp of when you locked it.

And, if you happen to forget it, they will unlock it if you can cough up the very information supposedly compromised in the equifax leak anyway.

> And, if you happen to forget it, they will unlock it if you can cough up the very information supposedly compromised in the equifax leak anyway.

Wait, what? Any more reading on this?

Here's the link to "obtain your forgotten or misplaced PIN". https://www.experian.com/ncaconline/freezepin And it says, "provide your e-mail address for faster delivery of your results."

Wow. This whole thing looks like a massive joke. Thanks for the link!

FYI the latest Equifax press release (where it was announced 2 executives were being dismissed) had a small bulletpoint towards the end which said that pins would be randomly generated.

Don't know if that change is live, however.

It is live. I froze mine last night after learning that equifax was waiving the fees (i.e., free) and the pin they returned was no longer the date/time of the freeze. It 'looked' reasonably random-ish, but looks can be deceiving in regards to randomness (http://dilbert.com/strip/2001-10-25).

You can do it online now.

As of Friday, all three credit services online freeze processes were "broken" due to demand (and/or other crappiness).

I completed all three yesterday. Late in the day, but it worked.

Reply on news.ycombinator.com