As a software engineer, a moderate amount of luck (passing the bar at Google, Microsoft, Facebook, etc.) combined with an aggressive stance toward your comp can absolutely take you from the $100k to $500k+ range. You will have to work for it, AND you'll have to ask for it, but it can be done.
I am the typical "leaned to program as a kid in the 80s/90s" engineer. Knew C when starting college, went to a state school for a bachelor's and master's[0], had a mediocre programming job immediately after. I joined Amazon at $100k base ($120k total) in my mid-20s. Left that after my signing bonus penalty expired for one of the other big players at 28 for $220k. Our stock has done well, but I've also made it clear to my managers that comp matters more to me than most other things when it comes to my job, and my refresh equity grants have been generous. Four and a half years later, my total compensation is just over $500k/year, and accelerating (my career has also gone well -- more luck there).
I work hard, but mostly within a 40-50 hour week (I WORK during those hours, though -- no visits to social media, no ping pong breaks, and I take my meals alone). I spend my nights and weekends with my family, and enjoy never having to budget despite somewhat extravagant spending.
I don't think I'm atypical for my peers at work. There are a lot of similar stories at the big players, so I'd say that $200k can be a step on the way to $500k+, although almost certainly not to millions (unless you save and invest well, plus even more luck).
[0]: Skip the MS. I stayed on because my undergraduate GPA was absolutely terrible.