>Storage makes it better, but even just being able to charge your laptop, phone, car and run your air-con during the day would be a win.
You mean the car that is parked during the day in your office parking lot a few tens miles away and the laptop and phone that you are carrying with you?
Seriously, without some form of (efficient) storage system, the whole thing depends on exchanges on the grid.
Off grid - as I see it - is a very nice solution (still with some minimal storage) for a hut in the woods, where everything is specifically designed for low power (and where you don't have a dishwasher, a washer, etc.), replacing - in a more environment friendly way - the noisy generator, but still it remains something good for youe being there on - say - every other weekend.
Having an el-cheapo (diesel or gasoline) small generator for emergencies is handy, but only for those hopefully very rare emergencies, the cost for a good quality (suitable to run often and in several hours stretches) generator and for the fuel is not competitive with solar (though of course the initial cost of solar is still higher).