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Is there any way to exchange your money for bitcoin and just put it in a 'personal wallet' if you don't want to store it on somewhere like coinbase, etc?

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Yes there are a huge variety of wallets like this, hardware and software. Storing your coins on one is best practice, don't rely on an exchange.

Transfering the coins from and to the exchange... Would that cost a fee?

Yes, miners fees make the system go round.

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