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A buddy of mine sent me this reddit thread, I'm reading through it still and don't have much finance/credit knowledge, but it seems legit and unbiased to me so far:

https://www.reddit.com/r/personalfinance/comments/6yv4gb/off...

Would be interested in hearing other opinions on what's being said there, especially regarding using the www.equifaxsecurity2017.com site and legal rights.

Doing a credit freeze is a good idea regardless of the recent events: https://www.consumer.ftc.gov/articles/0497-credit-freeze-faq...

In my state that costs $10/bureau, plus another $10 to temporarily unfreeze or permanently unfreeze. The fact that they can leak my information and then charge me to protect myself just seems wrong.

I just finished filing a complaint with my state's attorney general's office. YMMV, though.

How did you find out if you were affected?

Presumably (s)he holds a US credit card. The stats on this release are such that most adult Americans are more likely affected than not.