I would not doubt a class action lawsuit results from this, and I'd be very surprised if Elizabeth Warren didn't pursue congressional action against them (although not officers of the company unfortunately).
More seriously, this is a breach big enough that Equifax should honestly no longer exist as a company. So call it $100/incident, and I'm happy. Other agencies would still exist, and, although they're just as terrible, it might get them to kick their asses into high gear to fix their security.
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Equifax Announces Cybersecurity Incident Involving Consumer Information
[Equifax CEO statement] https://youtu.be/bh1gzJFVFLc
No Evidence of Unauthorized Access to Core Consumer or Commercial Credit Reporting Databases
Company to Offer Free Identity Theft Protection and Credit File Monitoring to All U.S. Consumers
September 7, 2017 — Equifax Inc. (NYSE: EFX) today announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminals exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. The company has found no evidence of unauthorized activity on Equifax’s core consumer or commercial credit reporting databases.
The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed. As part of its investigation of this application vulnerability, Equifax also identified unauthorized access to limited personal information for certain UK and Canadian residents. Equifax will work with UK and Canadian regulators to determine appropriate next steps. The company has found no evidence that personal information of consumers in any other country has been impacted.
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This whole system is so fucked.
Edit: I'm abroad and just tried through a VPN and it worked. Don't know why I tried without it ...
Maybe the whole commercial enterprise of credit reporting (and identity verification) needs to be dramatically reworked in a more modern, sane design, with different governance and oversight.