To set up a security freeze with TransUnion, please visit our online form. You should be prepared with the following types of information: 1. Your full name, including middle initial and suffix, such as Jr., Sr. II, III 2. Social Security Number 3. Date of birth 4. Current address 5. All addresses where you have lived during the past two years 6. Email address 7. A copy of a government-issued identification card, such as a driver’s license or state ID card, etc. 8. A copy of a utility bill, bank or insurance statement, etc.
So, if I hack TU, all I need to do is get the data of the people who asked for a credit freeze.
The problem is these companies, who non of us ever chose or nominated to collect our data, are careless with our PII. And until some accountability is added into the system, this will continue.
I want to see Equifax's CEO, CTO, CSO and anyone who ever saw a report saying "we need to invest more in security" and ignored it, to pay. Preferably with their jobs.