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Comment by dmpayton | Hacker News Reader

Does anyone else have experience with BrainTree? They look good and seem to offer a very robust API (which would make -my- life a heckuva lot easier), but my boss is still leaning towards PayPal due to brand/stability.

Also, they talk a lot about "up-front pricing," yet I can't seem to find any information about pricing and fee's on their website. What gives?

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@dmpayton - I work for Braintree and the company does not publish prices because they depend a lot on many variables including the business type, credit card volume, type of credit cards that are most commonly accepted (e.g. debit, credit, rewards, business to business, international, etc.) and other variables. There is no one size fits all pricing model that applies to all businesses.

Braintree practices full disclosure pricing with no hidden fees which is rare in this industry. Here's a blog post that describe where credit card fees come from if you're interested in learning more: http://www.braintreepaymentsolutions.com/blog/where-do-credi...

If that were the reason, couldn't you simply publish a web form where we can enter in all those variables and get an idea of the price? I suspect that you would already be using such a tool internally.

The amount of fraudulent transactions going through PayPal and then requiring reversing is absolutely STAGGERING.

In our case the fraud rate got close to 50%. Whatever anti-fraud provisions they have in place, they are not effective. Fortunately almost all fraudulent transactions originated from just one country, so it was relatively easy to deny paid services based on the user's location.

shoot them an email to get pricing. they are massively more flexible than paypal, no branding on your site, and cheaper. seriously.

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