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Same as now. You don't get more food stamps just because you ran out.

The difference is it's earmarked money today. There's no potential to spend your food money on a phone and then claim you can't buy food at the end of the month.

Most countries just give cash to people without income, they don't bother with a separate food program. That seems to work fine.

How can maximising earnings be basic human behaviour when 'earnings' have only existed for a few thousand years, a tiny fraction of the history of our species?

Food banks exist already, why would UBI change that.