18650s are just as safe as any other battery chemistry in everyday use, but they're a high energy lithium cell. In particular, if you do bad things to them, they may light on fire. It's not that hard to take appropriate precautions to avoid that, and reasonably sized lithium-ion battery fires can generally be put out with a standard househould fire extinguisher.
It also appears the community is collaborating to spread good information about powercell design to avoid/manage fires inside the units, in the unlikely event a cell starts a fire. If the container for the powercell is designed correctly, it can contain a complete unit burndown: https://electrek.co/2016/12/19/tesla-fire-powerpack-test-saf...
In short, you're overestimating the risks and underestimating the level of safety attainable with these products.