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Faster payments is one of the best systems I've used having lived in several countries. Paypal funds to a UK bank usually takes a few minutes.

Here in Canada they have the Interac E-Transfer which is money by email and not usually free $1-$2 per transfer.

It also has a question/answer security component which can be annoying if you simply want to send someone money.

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It also allows for things like one of the UK Bitcoin trading sites that offers payment by bank transfer where it generally takes less time for the bank transfer to reach them than it takes for the BTC transfer to confirm.

Which site is that? Last two times I tried to buy bitcoin in the UK, I had to send Euros to some Polish bank.

https://bittylicious.com/

Caveat: It's been probably a year at least since I used them last, but the times I've used them before it worked very well.

RBC and TD now waive the e money transfer fee.

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