Hacker News Reader

I think they know exactly what they're doing. You can't walk away without losing your earnest money, so you've already given up your best move before negotiation even started.

It doesn't help that trying to buy a house in many markets is restricted to those who can pay entirely in cash within 2 days of listing.

View on HN

In my experience, you can switch lenders if you are having a difficult time negotiating fees (the escrow is a different party).

Earnest money is used when you've already made an offer. How do you make an offer while not including the cost of the fees in the sale? That sounds like poor negotiation.

Reply on news.ycombinator.com