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I find their methodology to be seriously flawed.

It doesn't matter what dataset you are using to base it off of, if you think that the average person pays $1,263 per year in total healthcare costs you're crazy. I'm paying something like 3 times that as a very healthy 20-something.

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There's probably some bimodality here. Nobody pays 104/mo in insurance but I bet 50% pay more and 50% pay $0/mo (due to their employer paying it).

Is it common that employers pay 100% of healthcare costs? I've never heard of a company doing that outside of big tech companies. I work at a startup and for us its about 50/50 employer/employee contribution, which is similar to the deal I've gotten everywhere I've ever worked.

$10,800 for a family of 3 here. :-/ And that doesn't count the generous employer-paid portion.

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