Math, at least applied math, is not the goal, but the method. Programming neither is the goal, it is the method. Understanding that both are language to express the path is of the essence.

The XML as a vessel of human-knowledge is limited. Good intentions have brought it OWL/RDF, XML Schema, XSLT; examples where others before us have tried to extend the XML into the domain of semantics and algorithms. Nevertheless, it was found that, without an expressive type system, large and complex business domains cannot be modeled. Apparently, in order to model abstract business domains, we need a language that composes both high- and low-level with near invisible seams.

So, that click-your-XML-application might benefit from a reflective logic, enabling the user to explore the possible state-spaces. If your app uses relational algebra from DBMSs, it might be able to combine the relational algebra with the algebra defined by your schema's. The UI state-space and the XML schema might be an isomorphism, which helps prove completeness of your UI-builder implementation.

Above all, the mathematical way of thinking helps reasoning, communication and correctness. It might not be the only way or perhaps the way is dated. Nevertheless, ignoring math as a programmer, feels like ignoring music theory as a musician or linear algebra as a structural engineer.