*
!.gitignore
!init.el
2. The reason I prefer ~/.emacs.d/ is that I have it in a git repo and on every system, I'll just clone the repo and soft link it in the home directory. This way, I have only one directory inside home about emacs within which my files are explicitly separated and tracked.P.S. I've recently tried to move from Spacemacs to Emacs and by no means a pro, so the process I've described may not be optimal.