The use-cases for smart contracts seem to be quite low, so I wonder if it really is worth the investment to learn to develop smart contracts. Additionally, even the smart contracts written by the experienced ethereum developers have contained bugs, resulting to losses of tens of millions worth of ethereum. To me it sounds like it is much smarter to use some pre-existing smart contract which is used by many, instead of making your own. However if you really have a new idea for smart contract then you could learn the language.