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Depends how you are holding bitcoins. On another thread, it appeared that Coinbase might be doing something sketchy in the case of certain kinds of forks. https://news.ycombinator.com/item?id=14806636

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I'm holding them in a wallet.dat file of the original bitcoin (full node) client that I haven't started in maybe a year or more. More or less a completely offline stash.

So you should be safe. Wait for the fork to happen and end, update the client to the "winner" side of the fork, and you'll be able to do transactions normally. What might happen is the coins might lose some market value in the short term due to the hysteria surrounding the fork.

thanks for the clarification. much appreciated!

> update the client to the "winner" side of the fork

But will the bitcoin client (from bitcoin.org) update to the winning rules or will I need to download it from somewhere else depending on who the winner is?

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