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Comment by QML | Hacker News Reader

Well how did you get a credit card? Wasn't it by going to a financial institution and submitting some type of identification?

You understand not everyone has that privilege right? Not everybody has access, the capital, or the identification to a first-world bank.

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Show me one instance of an underbanked person who achieved a line of credit thanks to cryptocurrency. Just one, please.

That's right, they don't exist, and this argument is bullshit.

I don't really have any bank accounts right now and pay my credit card bills with bitcoin. I guess I might be that person then?

Although, I've pretty much always been paid in cryptocurrencies so my situation is rather unique.

You have access to banks, you just choose not to use them. And you have a government identity and a credit history that you used to obtain your credit card. You aren't remotely close to the hypothetical character the OP described.

> Just one, I fucking dare you.

This comment doesn't seem to jive the spirit of Hacker News.

If the poster you're replying to has a valid counter-argument you can expect him to provide it; there's no need to...threaten them to reply? Machismo is one of the least beneficial things you could contribute to this site.

I never said line of credit. I was making the point that cryptocurrencies offer another means of payment and medium of exchange that is not as restrictive as a credit card. Here’s two articles that show they actually help the underbanked:

[1] http://www.coindesk.com/united-nations-sends-aid-to-10000-sy...

[2] https://www.bloomberg.com/news/articles/2017-06-13/pot-entre...

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