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It was cheap enough and comprehensive enough that I’ve used it in the past without even thinking twice. Far cheaper than a lawyer, and if it’s <$100/yr that counts effectively as free for any real business.

I want it to be something that I pay for – I’d expect quality, updates as laws change, support if anything goes wrong, ideally some kind of risk sharing, etc.

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Can understand that reasoning, and often do the same. Though it's important to keep in mind that quality is not something that can only be achieved by paying any random party some amount of money.

Developing and drafting things in the open can produce the same level or even higher levels of quality.

Since the project is not a commercial product, though, I don't care what solution you use :)

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