It's definitely worrying to me that everyone is going to SaaS on everything since it removes the basic purpose of having a PC or even a smart phone: to do the computing as close to myself as possible. Some things fit SaaS as a natural consequence of their implementation but password managers and image editors aren't good fits for that and they're clearly a cash grab. Eventually, I plan to ditch 1Password when I have the time to find a roughly analogous application (which I've seen a couple but not good enough IMO) since they can't provide local storage for my existing vaults.