http://www.npr.org/sections/money/2016/04/13/474135422/episo...
I could see crypto currency replacing Western Union, for sending money to family far away. Replacing credit cards has some gaps on both the consumer and merchant sides.
The developing world might have been impressively advanced adopting tangible digital goods like mobile phone minute allowances as transferable currency, but expecting liquid local markets in a highly volatile cryptographic tokens "mined" in foreign countries where mining rigs and cheap power are available seems like a big ask.
The main point, though, was that crypto currency isn't a 1:1 replacement for credit cards.
Now, OpenBSD is another matter entirely...
Two decades later Microsoft is doing quite well and Linux still accounts for a small percent of personal computers.
I certainly consider my phone to be a personal computer nowadays.
It has a few orders or magnitude more powerful hardware and can do things my first few PCs could not do.
Linux is certainly doing very well there. ;) GNU/Linux might not be, but that's a different story.