Ask YC: Automated ways to perform credit check?

I've been googling looking for APIs to automate credit checks of people and businesses submitting applications to a finance related website but haven't had much luck.

Has anyone in the Web2.0 space seen or heard of such a service that would provide an API and structured credit reporting data?

The only thing I've been able to find is: http://www.strikeiron.com/Catalog/ProductDetail.aspx?pv=2.0.0&pn=Cortera+Credit+Pulse

That looks okay -- and pricing isn't too crazy -- but was wondering if folks knew of anything else out there?