I can't find talk about "high risk" in what I wrote. I can't seem to find where I'm "proposing not learning any new concepts at all." You seem to enjoy arguing against figments of your own imagination. I can't help you. Have a nice day.
Nope, I don't believe you ever gave me the benefit of the doubt—your undoubted assumption that I was just throwing rocks perfectly explains your arguing style ;)
Very well. You cannot help me, indeed.