Exactly as you've said, Apple's prices are comparable with their direct competitors for similar specifications but they just don't provide a low end.
If your needs are met by the low end, you're forced to pay a premium.
If your needs are met by the low end, you're forced to pay a premium.
You replied "Not sure I agree on the cell phones at all."
Your justification for that was "Apple's prices are comparable with their direct competitors for similar specifications but they just don't provide a low end."
It is a complete non-sequitur to say they're charging you a premium to buy a high-end device if you want a low-end one. They charge exactly the same for exactly the same. Not a tax.
Fact: Apple's prices are competitive with comparable devices.
Fact: Apple only competes in the high end market.
Not fact: Apple forces you to buy their products even if you can't afford it.