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Following that reasoning, that probably means China's economy situation would be much worse.

I believe the OP is putting the agency's credibility into question, which I think is valid, considering their role in the financial crisis.

There was a financial incentive to look the other way. That doesn't exist in this case.

They failed their mission to instead chase profits to the detriment of the public. What's to say they don't have a financial incentive here?