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This works well in India, with 2-factor auth — Indian companies can't charge my debit or credit card just because they have the card number, expiry and CVV. I have to approve each transaction with my bank.

I'm wary of giving my card information to companies outside India because I don't have this protection.

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>Indian companies can't charge my debit or credit card just because they have the card number, expiry and CVV. I have to approve each transaction with my bank.

True for Indian companies but what if you get charged via Forex abroad? For me - Google or Steam - don't required 2FA. All I have to do is to enter my number, confirm CVV then zap. It gets debited. I do get a call from my bank (HDFC) asking if this transaction has been initiated by me, if I say yes, they let go.

Isn't that effectively the same?

Yes, foreign transactions are exempt, which is why I said I was wary giving my card to companies outside India.

My bad.

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