If you want more money look at where you can save money (not eating out, buying generic products, etc.) and things you might be able to do on the side to earn more.
Or if you rather start applying for jobs and seeing what else is out there. You don't have to find a job today, just start looking.
If you want to have more energy find an exercise routine that works for you and start eating more vegetables and less sugar/bread. Take time to meditate or at least relax and clear your head. It's likely there's something buried in your head that is causing you to be demotivated.
If it's your perspective that needs tuning work on rewiring your brain. Stuff like replacing "this is hard" with "this will take time" or learning to be okay with being wrong/weak and asking for help when you need it.
If your work isn't fulfilling maybe talk with your co-workers or supervisor to see what can be done to make it better. If that's not realistic, maybe your job actually does suck and you need to go back to the first paragraph.
For me personally, I find setting aside time to untangle my brain helps the most. Sitting someplace and working on a posture or breathing exercise and really just putting some distance between me and my problems for a little while.
Usually after that my problems seem much smaller and more manageable.