Another 'dodgy' option is to 'chip' your ebike and this will usually enable a assist limited 25km/h bike help you up to 45km/h.
What you do find is that people that are regular cyclists find eBikes too slow however on flat roads. Get a hill, and suddenly they come into their own. If you live in a hilly city/town, they really come into their own.
Prior to owning an eBike I would consider avoiding the most direct routes seeking out the flatter shallower gradient routes or finding myself pushing the bike up the steeper direct routes. These days I get to where I'm going at 25km/h and saves me a lot of time.
I still go out on my cyclocross bike when I want to really enjoy a long leisure ride. Ebikes are very boring as leisure rides.
If your bicycle turns into a moped because it has a motor that isn't artificially restricted to operating at under 25 kph, you'll end up having to take the long way and ride among the cars in heavy traffic. My experience is that Finnish drivers are not particularly used to cyclists on these larger roads, because we have shared cycle & pedestrian paths everywhere. These facts would pretty much encourage me to go by car instead.
I think banning an entire category of vehicles because it "can go fast" is the wrong approach, and horribly inconsistent. I mean I can sprint at 45 kph on a cycle path on meat power if I want to, as long as I do not endanger anybody. And we don't ban cars on small city streets even if they can break 200 kph. Why not, say, speed limits?
We already have large speed differences on (bidirectional!) shared paths and it works out just fine. We have kids and elderly walking at 5 kph, same kids and elderly cycling at 15 kph, and more fit adult cyclists going anywhere between that and >30 kph. Other people stand still. Dogs can be problematic but overall I think it really does work just fine, and I don't think anybody needs to fear for their life. We can adjust our speed.
If anything, forcing cyclists on the roads results in even larger differences in speed. But also mass, and awareness.
> Wouldn't it be stupid to have "bikes" which can go eg. 100km/h?
No, why? If I could, I would.