And the kind of people that don't have access to anything else.

My bank (arguably) condones use from public computers by asking me if they should "trust" the computer I'm on.

Right, most public computers I've seen would be trivial to bug with a key logger. Though with 2fa, I suppose it wouldn't be quite as bad (but then again, those using public computers might not be using 2fa).

When on holiday this is quite common. With 2-factor auth this is fine.

There's plenty of laggards who don't have home internet and only browse through e.g. a library computer. Some of them are probably doing banking too, given the recent trend of preferring online transactions