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So do you propose we give free scholarships, jobs, and tax breaks to those who end up unlucky?

I was unlucky and had medical problems in college. I deserve some relief. But I'm also a co-founder of a decent startup. Am I lucky or unlucky?

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You were lucky and unlucky. You have probably worked hard but you may also have been co-founder of a bad startup and lost everything. Or you could have gone bankrupt because of medical bills.

You definitely should work hard but by no means there is a guarantee you will succeed. You also need some luck.

co-founder of a startup, I'd interpret that as he has nothing and he lives in the most expensive area in the world.

What makes you think that a startup can only be founded in SV?

my god, you can't live life and expect nothing bad to ever happen to you. stuff happens, and if you want to be successful you'll deal with it.

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