If I've got a company with a million dollars per year in revenue, I'm well past the point that banks won't loan me 100K.
So I'm not sure exactly who this service is trying to target.
Certainly not companies who can get another loan, but want a lower interest rate. FTA:
> Instead you give them a percentage of your revenue over time until you’ve paid them back 3x – 5x the amount borrowed.
You may not be profitable yet, not to mention most of your costs will be non-asset related. Those are the companies they are going after.