> What if they have a MyPoint and your procedure takes a YourPoint?
Then you get early warning that you need to be paying attention, rather than silently corrupting your data by swapping some coordinates around.
> And what if your point is 8-dimensional, anyway, what does that constructor look like?
You don't want an 8-dimensional point literal that takes 8 arguments directly, that's never going to be readable. You might want to use a builder. More likely you want to load it from a data file or something on those lines rather than constructing it directly. Where are you even getting these 8-dimensional points from?
> This has performance implications, not least because of the ABI. And depending on what language you are using, they can be quite severe (good luck if you are using one of those languages that always puts classes on the heap).
In Haskell (or indeed in C) it doesn't necessarily have performance implications; an 8-element structure may have exactly the same runtime representation as those 8 elements being passed distinctly.
(In my experience performance concerns are always overblown in any case. If you have actual performance constraints then profile; if you don't, don't worry about it. Too often performance is used as an excuse)