Yeah, this was my problem. I do not think its a good idea not to have some sort of a backup. I want to take the leaps of faith that one needs to make to start a startup (or heck, even join one in its infancy), but having this shitty piece of paper that will act as a cushion is good. At least, I know that if I start a family, I won't be feeding them ramen as well.
I am... really worried about that part of one's life, being ~24/25.