It's insane. That's exactly what I was told. Working as hard as I can in off hours to change my situation.
I've been working on the side to learn web development for the past year and a half, and I have only now been reaching out to job applications that I qualify for.
I at least want to pick up some higher paying part-time hours.
I plan on using the debt snowball to get out of debt faster and live within my means. If I follow that, the maximum time I will be in debt is 10 years, and that's with no income increase or extra income on the side.
I want to cut it down to 5 years or less.
Just trying to build skills and find ways to use them for profit!
You make me want to have more concrete plans for getting out of debt. Best of luck.