"Being managed by some CFA"? Dude wtf?

Just go into an index fund and pay 0.05% management fees... how much are you paying in fees right now? 2%? That's like 1/3 of whatever you earn from the market on average (if inflation is 2%, and the SP500 pays 8% a year on avg, then just by dumping the CFA and going to an index you get 50% more per year in real terms)