Not only is a cryptographic hash unnecessary, under certain circumstances it will actually do a worse job.
Cryptographic hashes operate under a different set of constraints than error detecting code. With an error detecting code, it's desirable to guarantee a different checksum in the event of a bitflip.
With a cryptographic random oracle, this is not the case: we want all outcomes to have equal probability, even potentially producing the same digest in the event of a bitflip. As an example of a system which failed in this way: Enigma was specifically designed so the ciphertext of a given letter was always different from its plaintext. This left a statistical signature on the ciphertext which in turn was exploited by cryptanalysts to recover plaintexts. (Note: a comparison to block ciphers is apt as most hash functions are, at their core, similar to block ciphers)
Though the digests of cryptographic hash functions are so large it's statistically improbable for a single bitflip to result in the same digest as the original, it is not a guarantee the same way it is with the CRC family.
Cryptographic hash functions are not designed to be error detecting codes. They are designed to be random oracles. Outside a security context, using a CRC family function will not only be faster, but will actually provide guarantees cryptographic hash functions can't.
A cryptographic hash is unnecessary, but as you point out in the next to last paragraph, it is statistically improbable that it will do a worse job. Because collisions are statistically improbable.
https://gist.github.com/jepler/96d1e779dc95b8941b208887e10a8...
On the other hand, any CRC will detect all such errors; a well-chosen one such as CRC32C will detect all messages with up to 5 bits flipped at this message size.
This is quite appropriate for the error model in data transmission, of uncorrelated bit errors. https://users.ece.cmu.edu/~koopman/networks/dsn02/dsn02_koop... is a pretty good paper, though there are probably better ones for readers without an existing background in how CRC works.
Unlike a plain checksum, CRC-32C is hardened against bias, which means its distribution is not far from that of an ideal checksum. This means if your bitrot is random and you're using 16KB blocks, you will need to see on the order of ((2 * * 32) * 16KB)=64TB of corrupted data to get a random failure. Modern hard drives corrupt data at a rate of once every few terabytes. TCP without SSL (because of its highly imperfect checksum) corrupts data at a rate of once every few gigabytes. Assuming an extremely bad scenario of a corrupt packet once every 1 GB, in theory you'd need to read more than a zettabyte of data to get a random CRC-32C failure. I'm not doubting that real world performance could be much worse, but I'd like to understand how.
No, that's what you need to generate one guaranteed failure, when enumerating different random corruption possibilities. Simply because 32-bit number can at most represent 2^32 different states.
In practice, you'd have 50% probability to have a collision for every 32 TB... assuming perfect distribution.
By the way, 32 TB takes just 4-15 hours to read from a modern SSD. Terabyte is just not so much data nowadays.
I do agree that tens of TBs are not too much data, but mind that this probability means that you need to feed your checksum 64TB worth of 16KB blocks, every one of them being corrupt, to let at least one of them go trough unnoticed with 63% probability. So you don't only need to calculate with the throughput of your SSD, but the throughput multiplied with the corruption rate.
When people started using CRC-32 it was because with the technology of the time it was virtually impossible to see collisions. Nowadays we are discussing if it's reasonable to expect a data volume that gives you 40% or 60% of collision chance.
CRC32 end is way overdue. We should standardize on a CRC64 algorithm soon, or will have our hands forced and probably stick with a bad choice.