Again, I'm not going to try and present information contrary to what you know (it would likely just be attacked for being biased), but I would encourage you to ask yourself if you're adequately applied the null hypothesis to any institution on which you have formed a position:

https://byrslf.co/the-null-hypothesis-loves-you-and-wants-yo...

I would also encourage you to not consider the ways in which you believe an institution is worse than the status quo, but also consider the ways in which it is better. As an exercise, list out both when considering the relative merit of an institution. How is it better? How is it worse? Eliminate from both lists those aspects that are inevitable (for reasons of path dependency) regardless of which institution is solving the same problem. For those ways in which it is worse than the status quo, consider ways in which those could be corrected.

I won't comment on your last statement because it involves discussion of future growth prospects, which no two people will likely agree on.