Any plans to include features easing long-term management of HSAs?
For example, one popular way to hack your HSA is not requesting any reimbursements when the expenses happen, letting your cash grow tax-free for decades and then request reimbursements from the old receipts. Today this requires detailed record-keeping by the customer, it would be great if that was a feature:
- Request reimbursement
- Set timing (now or save for future)
- Add receipts/etc.
- Reimbursement is approved by HSA
- "Saved reimbursements" are stored/tracked for future use
- When it's time to withdraw, user selects amount ("I need $10k") and HSA creates a portfolio for withdrawal ("You'll get reimbursed for claims 23, 46 and 73 adding to $11,456")