Couple of questions:

1. What exactly is Creedy's business model? You claim on your website that you charge zero fees, and digging around the FAQ reveals no other charges or figures, so I'm a bit curious as to how Creedy generates revenue.

2. What makes you standout from the throngs of P2P lenders in India? As I understand it, companies like Lendbox and Faircent pretty much offer the same service as you guys, plus already have an established user base, so why should I use your service?

P.S. Are you hiring interns?