Hacker News Reader

I agree with both comments, but those problems have other solutions.

I always wonder how a group of people can come together and made a bad decision.

I mean, if one person makes a bad decision, you can say, OK, we all make mistakes, but a room full of smart? people...

As I understand it: Good ideas come from individuals. Good sorting of ideas comes from a crowd. Trying to get a crowd to make good ideas is apparently not very functional.

As someone who was uninsurable before Obamacare, no, it is not the worst of all worlds.

The worst of all worlds is when an otherwise-healthy 37 year old can't buy insurance because he had his gallbladder out in his early 20s. Which is what we had before obamacare.

I worked in insurance for over five years. "Universal insurance" is the worst possible way to try to make sure all citizens have access to medical care. There are other proven systems that are vastly better.