You don't understand the problem: if you rely on a service like this, two things can - and by the laws of probability, will - happen:
a, a centralized service goes down and suddenly no one can talk to nobody b, you're unable to send a message to someone and never realize it
Imagine if there was _one_ ISP. One single mobile provider. If it goes down, it goes down everywhere, for everyone. Not fun.
As for b, I can't remember, but there's a term when a provider let's you post but it won't get show to others. They can also alter messages - see the Whatapp signal implementation issues that certificates can be silently re-issued.
You are, unfortunately right though: very few of us realizes how important this is. Thankfully the smarter elders of the internet seem to do. https://www.decentralizedweb.net/