I believe this to be an inherent byproduct of the asker's current phase in their own personal development. When we ask, we are curious and unsure of where to go next. I know the question is broad, as too are the answers, but again, this comes from the fact that we are asking the 'seasoned' members of a community for insight - insight gained from experience that we simply do not yet have ourselves. Although I know there is no definitive 'ANSWER' for this question, I do believe there to be beneficial and constructive input on the topic that may still be made - hence, why I asked.
As to your suspicions pertaining to my lack of finding a passion in all of this, I think you may possibly be correct. Don't get me wrong; I love computers, languages, semantics and technology in general. One of my favorite pass-times when playing with a new language is to implement some of the algorithms and concepts from my advanced algorithm design and discrete mathematics classes - its just fun to me. Despite the entertainment found from doing exercises such as these, I have yet to find 'that special thing' that drives me to working until 3 a.m.
I think that (for me) you might be correct; I was discussing this very same "money job" topic with my wife before reading your response. It just seems logical, considering my current knowledge (or lack thereof), to find a tech oriented company to work from, hopefully encounter some mentor-types along the way and learn what to do from there.
Thanks aristus7,
-Matt