Minus one on the score for not having a privacy policy. Oh, yes, there is one that the user can find by going to the support pages, searching and then getting to a privacy policy document on another subdomain. I thought it was standard practice for service providers to have a privacy related link on every single page, but seems like this service is an exception.
Additionally, this seems to be targeted at companies and "creative professionals". There's nothing in it for personal use. Just a "free" 100 note limit plan, with the next immediate one for professional use at $12 a month, which is quite steep.